《中华人民共和国保险法》(以下简称《保险法》)自1995年通过并施行后,对我国保险业的发展起到了巨大的规范和促进作用。随着我国经济社会的快速发展以及加入世界贸易组织,保险业出现了一些新问题,保险法的滞后性越来越明显。在社会各 The Insurance Law of the People’s Republic of China (hereinafter referred to as “Insurance Law”), which was adopted and implemented in 1995, has played a huge role in regulating and promoting the development of the insurance industry in our country. With the rapid economic and social development in our country and the accession to the World Trade Organization, some new problems have emerged in the insurance industry. The lag of the insurance law has become increasingly evident. In the community