为何近代中国企业保障采取储蓄的形式?

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在近代中国企业所设立的对职工进行保障的计划中,多采用储蓄的方式,从而明显区别于其他国家同时期的企业保障的特征.本文在对近代中国邮政的案例研究中,通过对保障计划的内容、实施情况等的史料考察,从而综合分析了近代中国企业保障采取储蓄形式的原因:在近代经济的快速发展中,原有的基于熟人社会保证雇佣合同执行的方法难以违纪,企业通过企业保障将劳动合同、借贷合同和保险合同相关联,从而确保劳动合同在较低的监督下就能够得到有效的执行.
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