In this thesis paper, we were able to discover the differenteffects certain sectors have in the insurance and financial services sectors.By the use of analysis models, findings were discovered to explain what factors drive this segment and what factors have minimal effects to this segment. It is together with the combination of modem day researches done and through looking at available data present through governmentbodies that this research is able to showcase and explain certain aspects of the industry of it performs this way.　　It is noticeable that through the comparison of three countries: Canada, China, and the Philippines that we are ableto see how these countries perform differently.It is seen through the outputs of the countries that Developed countries perform much better and that developing countries should tryto enhance their outputs through the methods of developed countries.Of course some countries may differ in terms of is biology, having different sizes in population and different industries driving the country.Through the findings will get to understand how these outputs are observed.　　Canada is a country that is developed and performs well with its insurance and financial services sector.It has highoutputs for labor.Unemployment could affect is output greatly due to this country having smaller population comparedto China and the Philippines-Canadas smaller population is moretrained and thus also have high outputs.The country also hashigh outputs of income thus allowing the population to have a stronger spending power.Canadas population is could be higher which would increase output of the country since most of its sectors are performing well; and its R&D sector is performing well with high investments placed here. China is a country that is developing fast and has a high population.Itslabor force output can be improved more.Unemployment has minimal effect to the output of insurance and financial services since the country is fairly balanced with the performance of its population.GNI could be improved more so that the output of the country can be increased more since it is a country with very high population.Some aspects of planning in thefuture must be tackled on as well as China has an aging population and the government must take measures in adjusting the country in line with this.Education and R&D of China is performing well bringing good improvements to the country.　　Philippines is a country that is developing but not at the pace of China being rich in many industries.The Philippines is similar to China being that it is a country with high population.Labor force can also be improved to enhance the output of the country.Unemployment is not asefficient as China but not is not as much affected as compared to Canada.GNI can be improved more the same as China as having higher incomes would be better for a big population with improving its purchasing/spending power.Education in the Philippines is anarea to tap due to the countrys big population living in poverty still.By improving the education segment will the country be able to have more trained individuals.R&D of the country must also be improved upon.Unlike China and Canada whichhave invested a lot in this area.The Philippines still has a　　lot of room to grow as technology can greatly improve the areas of Insurance.For example: new technology for distributing insurance to the population.　　Every country is unique in its own way.China is adoptingsome tactics from the US in term for planning some of its policies.The Philippines can improve more from learning from China as they are both developing countries.And Canada is a good example of goals that the Philippines can model after tohave a strong performing industry.China is developing well with its countrysgovernment planning the country well and eventually in the future it may become the leading country formany aspects as well.　　It was found through the results oftranslog that Gross national income, population have significant results between the countries.Information from these results show the comparison from the three countries of which of these are performing at better compared to the others in various segments.　　This paper will give other insight and deeper analysis through the research done and learning discovered from other researches done on the related topic.