降低不良贷款,防范金融风险是金融机构的热门话题。长期以来,荆门分行坚持实施“重放精管”战略,注重依法合规经营,积极拓展授信业务,在动态中消化不良资产,创造了不俗的业绩,2002年全行贷款收息绝对额达到4020万元,是分行建行以来最多的;利息收入占了年收入的50%,收息率为82.38%,超上年同期3.58个百分点;人民币贷款 Reducing NPLs and guarding against financial risks is a hot topic for financial institutions. For a long time, Jingmen Branch insisted on the strategy of “remanufacturing elite”, focusing on compliance with laws and regulations, actively expanding credit business, digesting bad assets in the dynamics and creating good performance. In 2002, the bank’s loan recovery was absolutely Amounting to 40.2 million yuan, which is the largest number of branches since the bank was established. Interest income accounted for 50% of the annual income, with a yield of 82.38%, up from 3.58 percentage points over the same period of last year. Renminbi loans