信托公司与银行、券商风险分担机制的比较金融中介根据承担风险的方式,或者根据自身资产负债表中风险的汇聚方式,可以区分为一般的经纪人或者融通资金中的当事人。作为一般的经纪人,它促成融资人和资金提供方之间的交易,但是并不对外形成债权。而其他形式的金融中介则直接对融资人发放贷款,而成为交易合约中的当事人。银行。银行业务中,银行作为金融中介在储蓄与投资的转化中,既是资金的债务方(对存款人讲),又是资金的债权方(对 Comparison of risk-sharing mechanisms between trust companies and banks and brokerages Financial intermediaries can be divided into general brokers or parties involved in the financing of funds according to the ways in which risks are assumed or according to the aggregation of risks in their own balance sheets. As a general broker, it facilitates transactions between financiers and funding providers, but does not generate claims on the outside. Other forms of financial intermediation lend directly to financiers and become parties to the contract. bank. In the banking business, the bank as a financial intermediary in the conversion of savings and investment is both the debtor of funds (speaking to depositors) and the creditor of funds