企业融资风险是与企业融资方式相联系的风险,中小企业同样如此,企业融资风险的形成既有举债本身因素的作用,也有举债之外因素的作用。融资风险的规避主要有风险回避、损失控制、风险转嫁等方法。规避融资风险的关键在于优化资金结构,进行恰当的筹资决策。 The risk of corporate finance is the risk associated with the way of corporate financing. The same is true for small and medium-sized enterprises. The formation of corporate financing risk has both the function of borrowing itself and the factor of borrowing. Avoidance of financing risk are risk aversion, loss control, risk transfer and other methods. The key to avoiding financing risk is to optimize the funding structure and make appropriate fund-raising decisions.