论文部分内容阅读
中小企业是我国市场经济中一支重要的主力军,具有良好的发展前景,但是目前中小企业的发展面临融资难的问题。因此,本文以我国上市商业银行为样本,以2008~2012年五年年报披露的公开数据为分析依据,运用多元统计中的多元回归分析法,客观科学地评价我国上市商业银行对中小企业的融资状况,并为提高商业银行对中小企业的融资提出了相关建议。
Small and medium-sized enterprises are an important main force in China’s market economy and have good prospects for development. However, the development of small and medium-sized enterprises is facing the problem of financing difficulties. Therefore, based on the listed commercial banks in our country as a sample and the public data disclosed in the five-year annual reports from 2008 to 2012 as the analysis basis, the article uses the multiple regression analysis method in multivariate statistics to objectively and scientifically evaluate the financing of SMEs in China’s listed commercial banks Status, and put forward relevant suggestions for raising the financing of SMEs in commercial banks.