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本文概述了我国融资租赁行业发展历程与特征,指出融资租赁行业面临的公司整体质量较低、业务期限错配、产品同质化以及行业监管体系不健全等方面的问题,最后就加强监管机制建设、发挥行业自律和市场约束机制以及提升企业运作水平等提出了政策建议。
This paper gives an overview of the development and characteristics of China’s financial leasing industry and points out that the financial leasing industry faces the problems of lower overall quality, mismatch of business terms, homogenization of products and unsound industry regulatory system. Finally, , Play industry self-regulation and market restraint mechanism and improve the level of operation of enterprises put forward policy recommendations.