中国严格管制的利率政策在农村信贷市场率先破冰。2002年3月份,中国人民银行在全国5个省悄然实施农村利率改革试点工作,该项工作扩大了农信社存贷款利率的浮动幅度,规定存款利率可上浮30％-50％,贷款利率可上浮70％。这标志着利率市场化的开端,并且今年将进一步扩大试点范围,预计在全国范围内实施是大势所趋,其长期收益不可估量。倘若将之视为一项具体政策加 China’s strictly regulated interest rate policy took the lead in breaking ice in the rural credit market. In March 2002, the People’s Bank of China quietly implemented the experiment of interest rate reform in rural areas in five provinces across the country. This work expanded the floating rate of deposit and lending interest rates of rural credit cooperatives, stipulated that deposit interest rates could rise by 30% -50%, and loan interest rates could be Up 70%. This marks the beginning of marketization of interest rates and will further expand the pilot area this year. It is expected that the implementation will be the trend of the times in the whole country and its long-term benefits will be immeasurable. If you think of it as a specific policy plus