在当前国家继续实行宏观调控,资金普遍趋紧和通货膨胀压力加大的情况下,积极组织社会资金,引导城乡居民合理消费,是各级金融部门的重要职责.按照常规,这方面的工作主要靠银行.但还应看到,随着我国改革开放的深入,组织资金和引导消费资金分流已呈现出多渠道、多元化的局面.作为人民保险公司在这方面同样可以有所作为.下面,结合江苏盐城的实际,就如何通过大力发展个人交费保险业务,组织更多的资金支持经济建设,抑制通货膨胀,作些粗浅的探讨.一、发展个人交费保险的大气候已初步形成.改革开放十几年来,我国保险业得到了长足的发展.作为地处苏北经济欠发达地区的盐城来说,保险同样受到千家万户的青睐.目前,盐城人民保险分公司已开办了60余 Under the circumstances that the current macroeconomic regulation and control continue to be implemented, the general funding tightening and inflationary pressures are intensified, it is an important responsibility of financial departments at all levels to actively organize social funds and guide urban and rural residents in their rational consumption. As a general rule, the work in this area Rely on banks.But should also see that with the deepening of China’s reform and opening up, the organization of funds and diversion of consumer funds has shown a multi-channel, diversified situation as the People’s Insurance Company in this area can also make a difference.In the following, Based on the actual situation in Yancheng, Jiangsu Province, some superficial discussions have been made on how to develop personal insurance premiums, organize more funds to support economic construction and curb inflation. For more than a decade, the insurance industry in our country has made great strides .As Yancheng is located in an economically underdeveloped northern Jiangsu province, insurance is also favored by thousands of households. At present, Yancheng People’s Insurance Branch has opened more than 60