我国的金融体系已初步建立,政策性金融的框架基本形成,作为金融体系中的三大政策性银行之一——中国农业发展银行也随之产生。几年来,农发行为促进我国农业和农村经济的发展做出了应有的贡献,但由于成立时间较短其经营机制还有待健全和完善,防范风险的能力还需进一步加强。因此建立一个既能够有效支持农业发展,充分发挥补充商业性金融之不足的作用,又能够有效防范各类风险,确保政策性资金完整的政策性金融经营机制迫在眉睫。本文就农发行信贷资产风险防范问题进行粗浅 China’s financial system has been basically established. The framework of policy-oriented finance has basically taken shape. As one of the three policy banks in the financial system, the Agricultural Development Bank of China has also come into being. Over the past few years, the agricultural development has made its due contribution to promoting the development of agriculture and rural economy in our country. However, due to its relatively short establishment period, its operating mechanism needs to be improved and perfected. The ability to guard against risks needs to be further strengthened. Therefore, it is imperative to establish a policy-based financial management mechanism that can effectively support agricultural development, give full play to the role of supplementing the deficiencies of commercial finance, and can effectively prevent all kinds of risks and ensure the completeness of policy-related funds. This article on the issuance of credit assets risk prevention shallow