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自1991年上海市率先建立住房公积金制度至今,住房公积金制度已经在我国实施了二十多年,其范围已覆盖到全国各大中城市、县城及建制镇的区域。事实证明,住房公积金制度在拉动城镇住房消费、提升城镇居民住房条件,促进城镇住房分配货币化、市场化、社会化,解决中低收入家庭的住房问题和住房历史遗留问题等方面发挥了不可替代的作用。然而,在信息化革命迅猛发展的今天,住房公积金的日常管理和使用也逐渐出现了一些问题。本文以北京市住房公积金的日常管理为例,通过对住房公积金的缴存、提取以及转移业务的详细阐述,探析加强住房公积金日常信息化管理的必要性。
Since 1991, Shanghai took the lead in establishing housing provident fund system so far, housing provident fund system has been implemented in our country for more than 20 years, its scope has covered all major cities in the country, the county town and the town system. Facts have proved that housing provident fund system has played an irreplaceable role in driving housing consumption in urban areas, improving housing conditions for urban residents, promoting the monetization of urban housing distribution, marketization and socialization, solving housing problems for low- and middle-income families and housing legacy issues Role. However, with the rapid development of information revolution, some problems have gradually emerged in the daily management and use of housing provident fund. In this paper, the daily management of housing provident fund in Beijing is taken as an example. By elaborating the deposit, withdrawal and transfer of housing provident fund, the paper probes into the necessity of strengthening daily information management of housing provident fund.