中国保险行业的权威学者、中央财经大学教授郝演苏估计,去年香港人寿保险市场有1/3的保单来自内地,业务主要集中在内地大城市。以北京为例,平均每天就有三、四十份保单被香港的外资保险机构签下。不过,大部分来自香港的外资保险公司迄今都未获准在内地销售保单,却照样在混乱的保险市场大打“擦边球”。 Hao Yan, an authoritative scholar from China’s insurance industry and a professor at the Central University of Finance and Economics, estimates that one third of the policies in Hong Kong’s life insurance market came from the Mainland last year and its business mainly concentrated in the major cities in the Mainland. Take Beijing as an example. On average, there are about three to 40 insurance policies signed by Hong Kong’s foreign-funded insurance companies each day. However, most foreign insurance companies from Hong Kong have so far not been allowed to sell their insurance policies in the Mainland, but they are still playing a big role in the chaotic insurance market.