论文部分内容阅读
在国际结算业务中,开证行开出信用证,遇到申请人遭遇官司,法院冻结开证行已开出信用证项下的保证金,开证行应如何应对?根据《最高人民法院关于人民法院能否对信用证开证保证金采取冻结和扣划措施问题的规定》(法释[1997]4号),在信用证到单后,如单证一致,开证行应先履行开证行付款义务,再向法院申请解冻保证金。如单据存在不符点,开证行可采取拒付行为,解除开证行的第一性付款责任。但是在这种情况下又如何保护申请人的利益?授信发起行的利益?本文仅从开证行(授信发起行)的角度列举一个我们在实务中遇到的案例供大家探讨。
In the international settlement business, the issuing bank opened a letter of credit, met the applicant encountered a lawsuit, the court freeze the issuing bank has opened a letter of credit under the deposit, the issuing bank should be how to deal with? According to the “Supreme People’s Court on People The court can freeze the letter of credit and bondage deduction measures to adopt the provisions of the Provisions ”(F] [1997] No. 4, in the letter of credit to the bill, if the same document, the issuing bank should fulfill the issuing bank Payment obligations, and then apply to the court to thaw margin. If discrepancies exist in the documents, the issuing bank may take the act of refusing to pay and release the first-type payment liability of the issuing bank. But in this case, how to protect the interests of applicants? The interests of the initiating bank credit? This article only from the issuing bank (credit line) point out a case we encountered in practice for your discussion.