最近几年,小额贷款公司如雨后春笋般在全国兴起,对活跃民间资本,增加农村资金供给、改善农村地区经济环境发挥着越来越重要的作用。同时,由于受困于政策环境等多方面因素的制约,风险也开始逐渐显现,本文就此进行了分析和研究。 In recent years, the rise of microcredit companies across the country has played an increasingly important role in boosting private capital, increasing rural capital supply and improving the economic environment in rural areas. At the same time, due to being trapped in the policy environment and many other factors, the risk began to gradually appear, this article has carried on the analysis and the research.