新农合制度是由政府组织并引导、农民自愿参加的,由个人、集体以及政府多方筹资的,以大病统筹为主的一项农民医疗共济制度,既包括医疗支付需求的保障制度,也包括预防保健和基本医疗服务供给的保障制度。通过建立农村医疗保险制度,可以解决群众看病难、看病贵问题,减少农民因贫穷无钱看病的现象。另一方面,农民又因有了医疗保障,增加可支配收入,用于其他消费。当然,农民收入水平低、增收缓慢,也在一定程度 The new rural cooperative medical system is organized and guided by the government, and farmers participate voluntarily. Individuals, collectives, and governments raise funds from various sources. A peasant medical mutual aid system that focuses on overall planning for serious illnesses includes both the medical insurance payment demand protection system and the Including preventive health care and the provision of basic medical services. Through the establishment of the rural medical insurance system, it can solve the problems of the people’s difficulty in seeing the doctor and the expensive medical treatment, and reduce the phenomenon of the peasants’ poverty because they have no money to see the doctor. On the other hand, because of the medical security, the farmers increased their disposable income for other consumption. Of course, farmers’ income levels are low and income growth is slow, but also to a certain extent.