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在财富保障与传承的世界里,大额保单是一个受市场欢迎的产品,但大额保单本身也隐含着利益冲突和道德风险。因此,必须通过其他工具和结构,将大额保单和私人信托结合起来。
In the world of wealth protection and inheritance, the large-sum policy is a product that is welcomed by the market. However, the large-sum policy also implies conflicts of interest and moral hazard. Therefore, it is essential to combine large-sum policies with private trusts through other tools and structures.