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新农村建设需要金融部门的大力支持,农村信贷是金融部门支持农村发展的主要方式,而当前农村金融的发展现状很难适应新农村建设的信贷需求,难以有效支持新农村的快速发展。基于此,新农村金融改革需要从多角度和多方面出发,本文就当前新农村的信贷需求特征、新农村金融组织的缺陷、和如何做好农村信贷几个方面着手,以期为金融机构在支持新农村建设中改革提供借鉴。
The construction of a new countryside needs the support of the financial sector. Rural credit is the main way for the financial sector to support rural development. However, the present state of rural finance is hardly able to meet the credit demand for new rural construction and it is difficult to effectively support the rapid development of new countryside. Based on this, the new rural financial reform needs to proceed from many angles and aspects. In this paper, the current characteristics of credit demand in new rural areas, the defects of new rural financial organizations and how to do a good job in several areas of rural credit in order to support financial institutions Reference for Reform in New Rural Construction.