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进入 2 0世纪 90年代 ,国际保险业掀起了并购狂潮。并购浪潮反映了世纪之交国际保险业发展的新动向 ,是国际保险业面对全球经济一体化、全球经济增长以及竞争态势所做出的战略调整。这种并购具有规模巨大、以横向并购和跨国并购为主的特征 ;目前的国际保险市场结构发展模式是大中小公司并存的垄断竞争 ,未来国际保险市场区域发展模式是一个资源共享、技术共享的融合性的统一的国际保险大市场 ;不同的公司将依照各自的特点、背景 ,实施专业经营、兼业经营或者混业经营 ;未来国际保险产品的发展模式是以传统与非传统的保险产品相结合 ;在销售方式上 ,银行保险是未来金融业发展趋势之一 ,网络保险代表了未来保险业的发展方向。
Into the 20th century, 90’s, the international insurance industry set off a wave of mergers and acquisitions. The wave of mergers and acquisitions reflects the new trend of international insurance industry at the turn of the century and is a strategic adjustment made by the international insurance industry in the face of global economic integration, global economic growth and competition. Such mergers and acquisitions are characterized by large scale, horizontal mergers and acquisitions and cross-border mergers and acquisitions. The current international insurance market structure development model is the coexistence of monopolistic competition among large, medium and small-sized companies. In the future, the international insurance market regional development model is a resource-sharing and technology-sharing Integration of a unified international insurance market; different companies will be in accordance with their own characteristics, background, the implementation of professional management, 兼营 management or mixed operation; the future development of international insurance products is based on the traditional and non-traditional insurance products phase Combination; in sales, bank insurance is one of the future development trend of the financial industry, network insurance represents the future direction of the insurance industry.