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随着试点的深入推进,小额贷款公司遇到了发展瓶颈,它能否在激烈的市场竞争中实现财务可持续发展成为大家关注的焦点。通过对小额贷款公司财务可持续发展的影响因素进行剖析,找出差异化因子、投机因子等影响运营效率的关键因素;梳理浙江省试点进程尤其是几个创新运行模式的实践,初步构建了小额贷款公司财务可持续发展的结构性框架,并提出相应的政策建议。
With the deepening of the pilot project, the microcredit company has encountered bottlenecks in development and whether it can achieve financial sustainability in the fierce market competition has become the focus of everybody’s attention. Through the analysis of the influencing factors of the microcredit company’s financial sustainable development, find out the key factors that affect the operational efficiency, such as differentiation factors and speculative factors; combing the practice of pilot projects in Zhejiang Province, especially several innovative modes of operation, initially constructed Microfinance companies financially sustainable development of the structural framework, and make the appropriate policy recommendations.