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在提高保险公司经济效益的讨论中有人认为,短期人身保险满期还本业务(以下简称满期还本业务)不产生利润,无效益可言,于是出现了调整险种结构,控制乃至压缩满期还本业务发展的情况。1994年经营结果显示,满期还本业务大幅下降,而效益并未见好转,反而继续下降。那么,满期还本业务究竟有无效益?笔者拟
In the discussion on improving the economic benefits of insurance companies, some people think that the short-term life insurance principal repayments business (hereinafter referred to as maturity repayments business) does not generate profits, no benefits at all, so there has been adjustment of the insurance structure, control and even compression of maturity Reimbursement of business development. The results of operations in 1994 showed that the business of repatriation of maturities dropped drastically but the benefits did not improve but instead continued to decline. So, full of repayment of the business whether there is no benefit?