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推行工程保险与担保制度是进一步深化建筑业改革、防范和化解工程风险、保障建设工程质量的必然要求。推行工程保险与担保制度,用经济杠杆和信用机制约束工程建设各方行为,可以充分发挥担保和保险制度“市场减震器”和“风险蓄水池”的作用,建立优胜劣汰机制,规范建筑市场秩序,推动行业转型升级,提升建筑质量水平。目前,我国工程保险与担保制度的现状如
The implementation of engineering insurance and guarantee system is a necessary requirement to further deepen the reform of the construction industry, prevent and resolve engineering risks and ensure the quality of construction projects. The implementation of engineering insurance and guarantee system, with economic levers and credit mechanisms to constrain all parties involved in construction, can give full play to the role of guarantee and insurance system “market shock absorber ” and “risk reservoir ”, and establish the mechanism of survival of the fittest , Standardize the construction market order, promote the transformation and upgrading of the industry and enhance the quality of construction. At present, the status quo of China’s engineering insurance and guarantee system is as follows