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一是信用消费99年3月,中国人民银行出台了《关于开展个人消费信贷指导意见》,允许所有中资商业银行开办消费信贷业务,消费信贷的品种除原来的个人住房、汽车之外,耐用消费品贷款、教育助学贷款、旅游贷款等统统被纳入其中,消费信贷真正走进了百姓生活。二是再次降息6月10日,央行再次降低存贷款利率,金融机构存款利率平均下降1个百分点,贷款利率平均下降了0.75个百分点。政府通过如此大幅的利率调整,再次向人们发出了刺激消费、拉动经济的强烈信号。三是高校扩招6月24日,国家计委和教育部联合宣布1999年普通高校招生人数从去年的108万扩大到156万,增加率达44%。这对广大求学若渴的高中毕业生和望子成才的家长们来说,无疑
First, credit consumption In March 1999, the People’s Bank of China promulgated the Guiding Opinions on Carrying out Personal Consumer Credit, allowing all Chinese-funded commercial banks to set up consumer credit businesses. Except for the original personal housing and automobiles, the varieties of consumer credit are durable Consumer goods loans, education student loans, travel loans, etc. are all included, consumer credit really into the lives of ordinary people. Second is to cut interest rates again June 10, the central bank once again reduce the deposit and lending rates, financial institutions deposit interest rates fell by an average of 1 percentage point, the average interest rate on loans fell 0.75 percentage points. With such a sharp interest rate adjustment, the government once again sends a strong signal to people that stimulating consumption and boosting economy. Third, college enrollment On June 24, the State Development Planning Commission and the Ministry of Education jointly announced the enrollment of ordinary colleges and universities in 1999 expanded from 1.08 million last year to 1.56 million, an increase of 44%. This is undoubtedly for the majority of thirsty high school graduates and the prodigal parents