日前,一种更为灵活的住房贷款产品正被建行推向市场。贷款人在以住房产权为抵押品一次性申请贷款后,所获贷款额度在购买住房以外,还可以用来购车、装修、购买家电、家俱等,能满足贷款人的各种融资需求。这种名为个人住房最高额抵押贷款业务目前已在青岛地区开展起来。该业务最大的特点在于激活房产、灵便生活,一次抵押、循环使用,手续简单、支用方便。个人住房最高额抵押贷款是 Recently, a more flexible housing loan product is being put on the market by CCB. After the lender applies for a one-time loan with the property right as the collateral, the loan amount obtained can be used to buy a car, decorate, buy home appliances, furniture, etc., and meet the various financing needs of the lender. The so-called personal housing maximum mortgage loan business has now started in Qingdao. The biggest feature of the business is to activate the property, handy life, a mortgage, recycling, simple procedures, easy to use. The maximum amount of personal housing mortgage loan is