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随着外资保险公司对我国保险市场影响力的增强,外资保险公司的发展越来越受到人们的关注。本文从市场主体、市场占有率以及经营管理能力等方面分别研究了财产保险、人寿保险、再保险三个市场的外资保险公司发展现状,通过中外资保险公司的对比研究,表明目前外资保险公司在国内保险市场的市场占有率较低,在经营管理能力方面却超过中资保险公司,中资保险公司应学习外资保险公司先进的管理理念和优秀的风险管理技术,进而推动中国保险市场的迅速发展。
With the increasing influence of foreign insurance companies on China’s insurance market, the development of foreign insurance companies has drawn more and more attention. This paper studies the development status of foreign-funded insurance companies in the three markets of property insurance, life insurance and reinsurance respectively from the aspects of market main body, market share and operation and management ability. The comparative research of foreign-funded insurance companies indicates that the current foreign-invested insurance companies in China The insurance market has a low market share and exceeds the Chinese insurance companies in terms of management capabilities. Chinese insurance companies should learn advanced management concepts and excellent risk management techniques of foreign insurance companies to promote the rapid development of China’s insurance market.