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一、家庭理财方式家庭理财就是管理自己的财富,进而提高财富的效能的经济活动。理财也就是对资本金和负债资产的科学合理的运作。通俗的来说,理财就是赚钱、省钱、花钱之道。理财就是打理钱财。说起来理财是一件非常平凡的事情,但实际上却非常有学问。家庭理财是一门新兴的实用科学,它是以经济学为指导(追求极大化目标)、以会计学为基础(客观忠实记录)、以财务学为手段(计划与满足未来财务需求、维持资产负债平衡)的边缘科学。
First, the family financial management Family financial management is to manage their own wealth, thereby enhancing the effectiveness of wealth and economic activities. Money management is also a scientific and rational operation of capital and debt assets. Popular, financial management is to make money, save money, spend money. Money management is money management. Speaking of money management is a very ordinary thing, but in fact it is very knowledgeable. Family finance is an emerging practical science. It is guided by economics (pursuing the goal of maximization), based on accounting (objectively and faithfully recorded) and financial science (planning and meeting future financial needs, maintaining Balance of assets and liabilities) of the edge of science.