我国的大病医疗保险主要目的之一是解决群众“因病致贫、因病返贫”的问题,大病医疗保险制度在不断发展完善的过程中,以及经过相关的试点推广过程中,大病医疗保险已经进入了一个新的发展阶段。本文主要从我国大病保险制度入手,分析了大病医疗保险制度未来的发展策略。 One of the main purposes of the serious illness medical insurance in our country is to solve the problem of the masses “returning to poverty because of illness, returning to poverty”, the continuous development and improvement of the serious illness medical insurance system, and the related pilot promotion process, Insurance has entered a new stage of development. This article starts with the major illness insurance system in our country and analyzes the future development strategy of the serious medical insurance system.