国务院《关于金融服务“三农”发展的若干意见》(以下简称《若干意见》)第六条中,对拓展农业保险的广度和深度,提出了四个方面的意见。国务院对农业保险的重视,充分表明了我国农业保险发展已经站到了新的起点,迎来新的机遇。同时,也应承认当前农业保险发展面临的矛盾凸显,迫切需要探索解决矛盾的路径,为农业保险发展铺平道路。当前农业保险发展面临的主要问题2006年到2013年是我国农业保险快速发展的时期,主要得益于财政补贴政策,较好的解决了“农民保不起、保险 Article 6 of the State Council’s ”Several Opinions on the Development of Financial Services,“ Agriculture, Rural Areas and Farmers ”(hereinafter referred to as“ Several Opinions ”) put forth four views on expanding the breadth and depth of agricultural insurance. The State Council’s emphasis on agricultural insurance has fully demonstrated that the development of China’s agricultural insurance has reached a new starting point and usher in new opportunities. At the same time, we should also recognize the contradictions facing the current development of agricultural insurance and highlight the urgent need to explore ways to resolve conflicts so as to pave the way for the development of agricultural insurance. The main problems facing the development of agricultural insurance from 2006 to 2013 is the period of rapid development of China’s agricultural insurance, mainly due to the financial subsidy policy, a better solution to the peasants can not afford, insurance