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在信贷操作中,必须警惕借款人提供的抵押房地产存在的异常信息在信贷业务中,为控制信贷风险,银行要求借款人提供担保,其中房地产抵押担保是各家银行偏爱的重要担保方式。在信贷操作中,部分客户经理存在“抵押物崇拜”的现象,对借款人提供的抵押房地产存在的异常信息视而不见,不予核实,甚至有不进行实地调查的
In the credit operation, we must be alert to the abnormal information provided by the borrower on the mortgage real estate. In the credit business, the bank requires the borrower to provide credit guarantee to control the credit risk. Real estate mortgage guarantee is an important guarantee for banks. In the credit operation, some client managers have the phenomenon of “worshiping mortgage ”, ignore the abnormal information of mortgage real estate provided by the borrower, and can not verify or even conduct field investigation