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随着银行个人住房贷款业务规模的不断扩张,“假个贷”现象呈上升趋势。通过分析“假个贷”的特征及形成原因,提出相应的防范措施。
With the continuous expansion of the bank’s personal housing loan business, the phenomenon of “fake a loan” is on the rise. By analyzing the characteristics and formation reasons of “fake loan”, we put forward corresponding preventive measures.