2002年以来,我国消费信贷继续保持快速发展势头,总量迅速上升,品种日益增加,为促进消费、扩大内需以及提高人民消费水平发挥了重要作用。消费信贷发展成效显著2002年以来,为深入贯彻中央扩大内需的方针,人民银行出台了一系列支持消费信贷发展的政策措施,各商业银行坚持把消费信 Since 2002, China’s consumer credit has maintained its momentum of rapid growth. The total volume has risen rapidly and the variety has been increasing. It has played an important role in promoting consumption, expanding domestic demand and raising the level of people’s consumption. Significant achievements have been made in the development of consumer credit Since 2002, in order to thoroughly implement the policy of the central authorities in expanding domestic demand, the People’s Bank of China has promulgated a series of policies and measures to support the development of consumer credit. All commercial banks adhere to the Consumer Credit