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近年,针对农户小额信用贷款难推行的情况,笔者对三亚地区小额农贷的推行情况进行了一次广泛深入的调查,并力图通过调查、分析基层农信社在推行农户小额信用贷款的难点,为推广农户小额信用贷款提出一些有益的建议。 一、基本情况:存多贷少 三亚市农村信用社总体上呈存多贷少,“惜贷”、“惧贷”现象较多。今年以来,三亚市农村信用社的
In recent years, in view of the difficulty of promoting small-scale credit loans for farmers, the author conducted an extensive and in-depth investigation on the implementation of small-sum loans in Sanya and tried to find out through the investigation and analysis of the implementation of the rural credit cooperatives Difficulties, for the promotion of small household loans to farmers make some useful suggestions. First, the basic situation: save more loans Sanya City Rural Credit Cooperatives as a whole deposit and loan less, “loot”, “fear of loan” phenomenon more. This year, Sanya City Rural Credit Cooperatives