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村镇银行是新型的农村金融机构,旨在解决我国现有农村地区金融机构覆盖率低,金融供给不足,竞争不充分,金融服务缺位等问题。截止到2011年年末,全国村镇银行的规模已达到726家,在机构数量、资产规模、盈利能力等方面均有了较大突破。但随着经济金融形势的发展以及金融体制改革的不断推进,现行的财税政策已成为影响其改革发展的重要因素。作为黑龙江省首家村镇银行——自2008年10月东宁润生村镇银行成立以来,其发展状况已成为各界关注的焦点。为就现行财税政策对新兴农村金融体的影响进行深入了解,我们对东宁润生村镇银行进行了调查,试就现行财税政策对村镇银行的影响进行分析。
Villages and Towns Bank is a new type of rural financial institution that aims to solve the problems of low coverage rate, insufficient financial supply, insufficient competition and lack of financial services in existing rural areas in China. As of the end of 2011, the number of village banks in the country reached 726, making a big breakthrough in the number of institutions, assets scale and profitability. However, with the economic and financial developments and the continuous advancement of the financial system reform, the current fiscal and taxation policies have become an important factor affecting their reform and development. As the first rural bank in Heilongjiang Province - Since its establishment in October 2008, Dongning Runsheng Rural Bank has become the focus of attention from all walks of life. In order to gain an in-depth understanding of the impact of the current fiscal and taxation policies on emerging rural financial institutions, we conducted a survey of Dongsheng Runsheng Rural Bank to analyze the impact of current fiscal and taxation policies on rural banks.