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本文以对国内中小企业融资现状和企业目前采取的主要几种融资方式进行分析,根据分析结果显示,目前我国中小企业融资手段还不够丰富,在外源融资方面还存在许多不足,直接融资发展不够,间接融资尤其银行贷款方面虽然在最近几年取得了长足的进步,但依然存在诸多问题。中小企业融资难的问题还没得到彻底解决,中小企业融资环境还需要得到改善。文章最后根据分析对国内中小企业融资的发展提出了几点建议。
Based on the analysis of the financing status of domestic small and medium-sized enterprises (SMEs) and the several major financing methods currently adopted by the enterprises, according to the results of the analysis, the means of financing for SMEs in China are not yet rich enough. There are still many deficiencies in external financing, Indirect financing, especially bank loans, has made great strides in recent years, but many problems remain. The problem of financing difficulties for SMEs has not yet been completely solved, and the financing environment for SMEs needs to be improved. Finally, the article puts forward some suggestions based on the analysis of the development of domestic SME financing.