随着经济全球化，国际金融资本流动的加快，以及一些国家的经济和金融体制的改革与创新，世界上许多国家和地区都不同程度的出现了影响银行乃至整个金融体系稳定与安全的银行不良资产，化解银行不良资产以成为各国政府稳定经济金融体系的当务之急。为此，各国纷纷采取积极措施 With the economic globalization and the acceleration of the international financial capital flow, as well as the reform and innovation of the economic and financial systems in some countries, many countries and regions in the world have experienced bank failures that affect the stability and security of banks and the entire financial system to varying degrees Assets, bank non-performing assets to resolve in order to become the top priority of all governments to stabilize the economic and financial system. To this end, all countries have taken positive measures in succession