阿豪夫妻俩现供职于一家大型企业,每月薪水都是通过银行按时发到银行工资卡上的。他们认为自己天生没有经济头脑,不擅理财,因此对工资卡上的钱采取了“放羊式”管理。每月的工资都存在工资卡上,需要花钱时就从卡里取,不用时再存回去。只在工资卡中的余额达到一定金额时,才到银行取出来转存成定期储蓄存款。其实,这种“放羊式”财务管理是一种非常不明智、不划算的理财方式。针对这类“工资族”家庭,理财专家特意推荐了几种方便快捷的“傻瓜”型理财方式,好让工资卡账户上的“睡钱”“活”出精彩来! A husband and wife now work in a large enterprise, the monthly salary is sent to the bank’s salary card on time through the bank. They think they are born with no economic mind and are not good at managing money. Therefore, they have adopted “sheep management” for the money on wage cards. Monthly wages are paid on the card, when you need to spend money from the card, do not have to save back. Only when the balance of the salary card reaches a certain amount is it withdrawn from the bank to become a regular saving deposit. In fact, this “Sheep style ” financial management is a very unwise, not cost-effective way of managing money. In response to such “wage family ” family, financial experts specifically recommended several convenient “fool ” type of financial management, so that the pay card account “sleeping money ” “living ” wonderful Come!