农村土地承包经营权改革作为我国农村改革的重要部分,成为有效推进农村经济发展的关键。因此探讨如何通过土地承包权进行抵押贷款以解决农村地区融资困难的问题,具有重要的现实意义。基于互联网金融视角,大力发展新型的土地承包经营权抵押贷款模式,通过建立土地流转抵押平台与土地流转P2P平台,为农村土地承包经营权抵押贷款提供一条新的路径。 Rural land contractual management reform as an important part of rural reform in our country has become the key to effectively promote rural economic development. Therefore, it is of great practical significance to explore how to carry out mortgage loan through land contracting to solve the financing difficulties in rural areas. Based on the perspective of Internet finance, the Bank actively developed a new model of mortgage loan for land contractual management and provided a new path for mortgage loan of rural land contractual management through the establishment of land circulation mortgage platform and land transfer P2P platform.