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经过14多年的创新发展,上海住房公积金制度已经成为广大中低收入市民“居者有其屋”的最重要住房保障制度。但是,随着上海公共租房商品化、自有化任务的基本完成和社会主义市场经济体制的加快完善,以及上海经济持续高速增长、城市建设迅猛发展,特别是对内对外大开放格局的形成,进入率先建成全面小康社会和构建和谐社会阶段,上海住房公积金制度面临着巨大的挑战和问题。在近中期,上海住房公积金制度再创新和发展要以科学发展观为指导,以促进住房保障和谐为目标,创新增强覆盖面广的住房公积金制度优势,加快建立健全维护住房保障公平的长效机制。
After more than 14 years of innovation and development, the housing provident fund system in Shanghai has become the most important housing security system for the majority of middle- and low-income citizens. However, with the commercialization of Shanghai’s public rental housing, the basically completed task of self-ownership and the acceleration and improvement of the socialist market economic system, as well as the sustained and rapid economic growth in Shanghai and the rapid development of urban construction, especially the opening of the domestic and foreign markets, Entering the first stage of building a well-to-do society and building a harmonious society, Shanghai housing provident fund system faces enormous challenges and problems. In the near and medium term, the system of housing provident fund in Shanghai should be reinvigorated and developed under the guidance of the scientific concept of development. With the objective of promoting harmonious housing security, innovation should be made to enhance the advantages of a wide coverage of housing provident fund system and speed up the establishment and improvement of a long-term mechanism to safeguard housing fairness.