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根据中美、中欧双边协议,中国加入WTO后5年内,在谨慎原则下,保险市场将在地域、业务范围、合资股权等方面向外资保险公司开放。随着中国加入WTO,中国保险业将面临前所未有的机遇和挑战。一、中国保险市场现状(一)竞争性市场格局初步形成,但市场供给主体少,竞争不充分。目前,在上海、广州等率先开放的城市,国有独资保险公司为主体、中外保险
According to the bilateral agreement between China, the United States and China, within 5 years after China’s accession to the WTO, under the precautionary principle, the insurance market will be opened up to foreign-funded insurance companies in areas such as geographical scope, business scope and joint venture equity. With China’s accession to the WTO, China’s insurance industry will face unprecedented opportunities and challenges. First, the status quo of China’s insurance market (A) a competitive market pattern initially formed, but the main market supply less competition is not sufficient. At present, Shanghai, Guangzhou and other pioneering cities, wholly state-owned insurance companies as the main body, Chinese and foreign insurance