一、家电和信息技术产品有可能最先实现零关税。入世后，中国将会同意外国投资者进入我国电信服务业，允许外资在所有电信服务业中占４９％的股权，在增值服务和寻呼服务业中占５１％的股权。因此电话费、寻呼费下降，服务质量提高已近在眼前。二、金融服务领域，百姓和小企业 First, home appliances and information technology products may be the first to achieve zero tariffs. After China joins WTO, China will agree that foreign investors will enter China’s telecom service industry, allowing foreign investors 49% of all telecom services and 51% of value-added services and paging services. Therefore, telephone charges, paging fees decreased, improving service quality is almost at hand. Second, financial services, people and small businesses