诉讼保险作为一种比较成熟的保险产品在市场经济迅速发展的中国有着广阔的市场前景。这主要源于“陌生人”社会的形成与“单位社会”的解体带来人们涉讼风险的加大;民事诉讼的竞技化趋势加大了当事人的败诉风险;法院的诉讼收费较高刺激着个人司法成本社会化的需求。同时,作为一种全新的保险产品进入中国市场,又在保险需求与保险供给两方面临着一定的挑战。 Litigation insurance as a relatively mature insurance products in China’s rapid development of the market economy has a vast market prospects. This is mainly due to the formation of “stranger” society and the dissolution of “unit society”, which leads to the increase of people’s litigation risk. The competitive trend of civil litigation has increased the litigant’s risk of losing the litigation. Social costs of judicial costs. At the same time, entering the Chinese market as a new type of insurance product faces some challenges in terms of both insurance demand and insurance supply.