在中小企业经营与发展中,资金一直是困扰各国中小企业的大问题。融资难往往是创办新企业的主要障碍,也是影响企业进一步发展的“瓶颈”。因此,各国政府都希望能够找到可行和有效的措施来解决中小企业的融资难题,金融信贷扶持也就成为政府中小企业经济政策的重要内容。 In the operation and development of SMEs, funds have always been a major problem that has plagued SMEs in various countries. Financing difficulties are often the major obstacle to the establishment of new enterprises, but also affect the further development of enterprises, “bottleneck.” Therefore, all governments hope to find feasible and effective measures to solve the financing problems of SMEs, and financial credit support will also become an important part of the government’s economic policies for SMEs.