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运用货币政策工具支持贫困地区发展一直是央行工作的重大问题。由于货币政策地区差异性的存在,文章结合商洛实际情况,运用逐步回归法建立多个分布滞后的半对数模型分析在集中连片贫困地区不同货币政策工具对经济发展所起到的作用。研究发现,在集中连片贫困地区存款利率比贷款利率对经济影响更加敏感;同时调整农信社和大型银行存款准备金率对经济发展所起的作用不同;支农再贷款对经济促进作用明显。
The use of monetary policy tools to support the development of impoverished areas has always been a major issue for the central bank. Due to the existence of regional differences in monetary policy, the article uses the stepwise regression method to establish multiple semi-logarithmic models with lagged distributions to analyze the role of different monetary policy instruments in economic development in the concentrated contiguous poverty-stricken areas. The study found that deposit interest rates in concentrated contiguous poverty-stricken areas are more sensitive to the economic impact than lending rates; meanwhile, adjusting the deposit reserve ratio of rural credit cooperatives and large banks has a different effect on economic development; and the effect of supporting agriculture and re-lending on economic development is obvious .