This study uses TAM to examine the factors that influence the adoption of mobile payment in China.The proposed model is empirically evaluated based on TAM by using data collected from 370 users concerning their perceptions of mobile payment.The findings indicate that perceived usefulness and perceived ease of use have significant effects on users attitude.Furthermore,network externality is also an important factor influencing the adoption.But customers have weak perceptions of the risks of Mpayment.The results may provide further insights into mobile payment strategies.