论文部分内容阅读
小微企业就当今社会来说,并没有一个确切的定义来形容它,我们通常把一些生产步骤简单,没有太多技术要求,规模较小的企业称之为小微企业。在我国小微企业的发展初期通常都会出现融资难的问题。这个问题的出现往往不单单是由于小微企业自身的某些缺点引起的,更多的原因在于我国金融机构的不重视和国家政策的不健全。本文将从小微企业的定义,特征、作用和行业特征入手,对我国小微企业的融资现状做出概述。
For today’s society, small and micro-enterprises do not have an exact definition to describe it. We usually describe some small-scale enterprises as small and micro enterprises by simpler production steps and without too many technical requirements. In the early stages of the development of small and micro enterprises in our country, the problem of financing difficulties usually arises. The emergence of this problem is often caused not only by some shortcomings of the small and micro enterprises themselves but also by the neglect of the financial institutions in our country and the imperfection of national policies. This article starts with the definition, characteristics, functions and characteristics of small and micro-sized enterprises, and gives an overview of the current situation of the financing of small and micro-sized enterprises in our country.