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主持人的话：信贷业务是商业银行经营的一项主要业务，信贷资产质量的高低直接关系到银行的生存和发展。年初召开的全国分行长会议明确提出，今年是我行信贷资产质量的攻坚年。全行上下要齐心协力，努力推进信贷结构调整，加强风险管理，保证新增贷款质量，控制和降低不良贷款，扎扎实实打好资产质量攻坚战。为配合中心工作做好宣传，我们约请总行工商信贷部总经理魏国雄和资产风险部总经理张恪理就此谈些想法，供大家学习领会。
Moderator: credit business is a commercial bank to run a major business, the quality of credit assets directly related to the bank’s existence and development. At the beginning of this year, the National Branch Meeting of the Governors of the People’s Republic of China explicitly stated that this year will be a crucial year for the quality of credit assets of our bank. The Bank should make concerted efforts to promote credit structure adjustment, strengthen risk management, ensure the quality of new loans, control and reduce non-performing loans, and lay the solid foundation for asset quality battles. In line with the promotion of the work of the center, we invite the general manager of ICBC credit department Wei Guoxiong and general manager of asset risk Zhang Ke Li talk about some ideas for everyone to learn to understand.