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城乡居民参保全覆盖、基础养老金发放全覆盖这两大目标任务的完成,标志着城乡居保已经渡过了扩面拓荒时期,转而进入发展提升阶段。在新形势下,由于城乡居保与企业职工养老保险的保障水平有较大差距,政策吸引力不强,加之参保对象多为农村居民,按时缴费意识缺乏等诸多原因,续保(特别是自觉续保)难于推动,已经成为束缚当前工作的重大瓶颈问题,严重影响制约着保障事业的进一步持续稳健发展。解决城乡居保续保难这一普遍存在的问题,已迫在眉睫,刻不容缓。
The complete coverage of urban and rural residents participating in insurance coverage and the complete coverage of basic pensions are the accomplishments of these two major objectives and tasks, marking that urban and rural household insurance have already passed the expansion period and expanded to the stage of development and upgrading. Under the new situation, due to the large gap between urban and rural household security and the guarantee level of endowment insurance for enterprise employees, the attractiveness of policies is not strong, and the insured persons are mostly rural residents and the lack of timely awareness of payment, renewals (especially Conscious renewal) difficult to promote, has become a major bottleneck binding the current work, seriously affecting the stability of the cause of sustained and sustained development. It is imperative and urgent to solve the ubiquitous issue of renewal of urban and rural housing insurance.