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农业补贴是指政府通过财政手段向农产品的生产、流通、贸易活动或农民提供的转移段。我国农业保险一直处于低水平发展状态的一个重要原因就是缺少国家的财政补贴,政策扶持尤其是财政补贴是其顺利发展的必要条件,国外都把农业保险作为一项支持农策工具。国家通过财政补贴措施支持农业保险的发展,间接实施对当地农业、农户的政与利益保护。
Agricultural subsidies refer to the government transfers through financial means to the production, distribution, trade activities or farmers of agricultural products. China’s agricultural insurance has been at a low state of development is an important reason for the lack of state financial subsidies, policy support, especially financial subsidies are the necessary conditions for its smooth development, the foreign countries regard agricultural insurance as a tool for supporting agricultural policy. The state supports the development of agricultural insurance through financial subsidies and indirectly implements the protection of the politics and interests of local agriculture and farmers.