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通过对中小企业融资困境的分析,研究了中小企业融资模式,探索“信用捆绑”对满足广东省中小企业融资需求的重要意义.“,”Through an analysis about the difficulties in financing of SMEs,the paper have a research on the financing model of SMEs to explore the “credit bundled” to meet the financing needs of SMEs in Guangdong Province.