各种金融工具的不同,本质上是风险的不同而已企业的生存发展离不开资金的支持,在当前经济复杂多变的困难形势下融资显得尤为迫切。企业应当根据其不同发展阶段的实际需要,合理利用金融工具,采取不同的融资方式进行组合,以构筑既体现战略要求又适应外部环境变化的融资战略。在现实情况下,往往有多种融资方式可供选择。当一家企业采用什么样的融资手段时,它考虑的肯定无外乎融资成本、风险、方便程度以及相关资金的适用性。而关键在于如何有效地利用金融工具组合,既 The different types of financial instruments are inherently different in risk. The survival and development of enterprises can not be separated from the support of funds. It is especially urgent to raise funds in the current difficult and complex economic situation. Enterprises should make rational use of financial instruments and adopt different financing methods to combine them according to their actual needs at different stages of development so as to construct a financing strategy that reflects both the strategic requirements and the changes in the external environment. In the real world, there are often many financing options to choose from. When a company uses what kind of financing means, it certainly affirmed financing costs, risks, convenience and the relevance of the relevant funds. The key is how to effectively use the combination of financial instruments, both